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FD Shonchoy is an independent information, comparison, and calculator service. It is not a bank, financial adviser, broker, agent, government authority, tax consultant, or representative of any listed bank or institution. Deposit rates, Sanchaypatra profit rates, DPS maturity values, source tax/TDS, excise duty, eligibility, investment limits, payout frequency, premature encashment rules, and product terms can change without notice. Calculations shown on this website are estimates based on the available source data and assumptions entered by the user; they may differ from the final amount paid by a bank, government office, post office, or other issuing authority because of rounding, taxes, fees, regulatory changes, customer profile, account status, or product-specific conditions. Some data may be manually collected from public webpages, circulars, PDFs, and Bangla source documents and may contain delays, omissions, or interpretation errors. Before depositing, investing, redeeming, or making any financial decision, users must verify the latest official rate sheet, circular, product document, tax rule, and eligibility requirement directly with the relevant bank, National Savings authority, Bangladesh Bank, NBR, post office, or licensed professional. Use of this website is at the user’s own risk, and FD Shonchoy does not accept responsibility for losses, missed returns, tax consequences, or decisions made using this information.